Authenticted collections are intended to enable a merchant who wants to make regular direct debits to a customer’s account to authenticate the customer. This has two benefits, the merchant has proven that the customer has consented to these regular debits and the customer has verified themselves by way of a pin validation so there is a higher level of comfort that the customer's account is a valid account and does belong to the customer.
Authenticated Collections is currently only available from Nedbank. Merchants who want to make use of this need to have the NedbankPostilion provider assigned to their Application ID's on the iVeri Gateway.
In addition, for the NedbankPostilion provider, the Authenticated Collections provider parameter must be enabled otherwise the transaction will be declined.
Coding for Authenticated Collection data
The following is a code snippet in C#:
Note that MerchantReference must be set for Authenticated Collections AND the transaction must be PIN authenticated card present. The MerchantReference is used as the contract reference. An AuthorisationCode is returned if successful.